Overview

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UniPay+ is Unimercato’s embedded financial service designed to improve liquidity and reduce

financial friction for both suppliers and buyers of agricultural commodities. Through partnerships

with European financial institutions, UniPay+ accelerates supplier payments and offers buyers a

Buy Now, Pay Later (BNPL) option—all seamlessly integrated into the existing marketplace.

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For Suppliers: Faster, Predictable Payments

Traditional agricultural trade often forces suppliers to wait 30+ days for payment. UniPay+

changes this with a structured early-payment model: - 50% at loading - 30% at delivery - 20%

after 30 days

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Benefits

• Immediate liquidity to support operations

• Reduced financial risk and uncertainty

• Ability to scale production and logistics

• Lower dependence on costly external financing

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For Buyers: Buy Now, Pay Later (BNPL)

UniPay+ allows buyers to purchase goods and pay 30 days later, while suppliers still receive

accelerated payments.

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Benefits

• Improved cash-flow management

• Ability to secure supply even during liquidity gaps

• Greater purchasing flexibility

• No disruption to supplier payment schedules

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Why It Matters

UniPay+ enhances the entire Unimercato ecosystem by providing: - More liquidity on both sides

of every transaction - Reduced counterparty risks - Increased trading volume and smoother

operations - A unified financial and trading experience

Rollout & Eligibility

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UniPay+ will be introduced gradually. Priority will be given to verified users with consistent

transaction history and complete compliance documentation.

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Request more information: - Email: contact@unimercato.com - Phone: +44 330 043 3980